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🚨 Advanced Program

Major Negative Event
Credit Program

Specialized strategy for clients dealing with bankruptcy, repossession, or foreclosure — events that require deeper dispute rounds, legal strategy, and higher-level creditor engagement.

Enroll Now — $0 Due Today
Who This Is For

Three Types of
Major Negative Events

⚖️

Bankruptcy

Chapter 7 or Chapter 13 — we dispute inaccurate or unverifiable reporting of discharged debts and help rebuild your profile post-filing.

🚗

Repossession

Voluntary or involuntary repossessions can report multiple negative entries. We challenge inaccurate balances, dates, and reporting errors.

🏠

Foreclosure

Foreclosures generate multiple negative tradelines. We target each one — mortgage servicer, HOA, deficiency balances — with a structured dispute strategy.

🚨 Advanced Program
Major Negative Event Program

Specialized program for clients dealing with severe credit events that require deeper strategy, more dispute rounds, and higher-level intervention.

⚖️ Bankruptcy
🚗 Repossession
🏠 Foreclosure
✓ Deeper dispute strategy across all bureaus
✓ Higher-level creditor challenges & debt validations
✓ CFPB & FTC filings where applicable
✓ Everything in the Standard Program
Investment
$997
Enrollment
+ $139
/month
Enroll Now
⚠️

Why Major Negative Events Require Additional Investment

Bankruptcies, repossessions, and foreclosures involve multiple creditors, legal filings, and complex reporting across all three bureaus. These cases require significantly more dispute rounds, legal strategy, and creditor engagement than standard credit items — which is why the enrollment fee reflects that added complexity and work.

These are not simple disputes — they are cases that demand a comprehensive, compliance-based approach to maximize the chance of favorable outcomes.

Ready to Get Started?

Enrollment takes minutes. $0 due today.

✨ Enroll Now — $0 Due Today